Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User") and OrangeBridge LLC, an Arizona limited liability company ("Company", "OrangeBridge", "we", "us", or "our").

By accessing or using our platform, website, mobile applications, or any related services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws.

1.1 Acceptance and Modifications

• Acceptance: Your use of our Services constitutes acceptance of these Terms
• Modifications: We reserve the right to modify these Terms at any time with notice
• Continued Use: Your continued use after modifications constitutes acceptance of changes
• Right to Refuse: We may refuse service or terminate accounts at our sole discretion

1.2 Eligibility Requirements

To use our Services, you must:

• Be at least 18 years of age
• Have legal capacity to enter into agreements
• Provide accurate registration information
• Comply with all applicable laws and professional standards

2. Service Description

OrangeBridge operates a comprehensive educational technology platform for real estate professionals, providing:

2.1 Educational Services

• Professional courses and certification programs (including ABRES certification)
• Continuing education credits and compliance tracking
• Webinars, workshops, and industry training
• Market research and data analytics
• Best practices guides and instructional content

2.2 Technology Platform

• Web-based and mobile applications
• Professional development tools and dashboards
• Document management and reporting systems
• API access and integrations
• Communication and collaboration features

2.3 Community Features

• Professional networking and mentorship programs
• Discussion forums and knowledge sharing
• Industry events and conference coordination
• Referral systems and professional directory

2.4 Data and Analytics

• Market data aggregation and analysis
• Property information and economic indicators
• Performance metrics and trend reports
• Risk assessment and comparative analysis tools

3. User Accounts and Responsibilities

3.1 Account Creation

• Accurate Information: Provide truthful, complete, and current registration data
• Professional Verification: Accurately represent your licenses, qualifications, and experience
• Single Account: One account per individual; no duplicate or false accounts
• Organization Accounts: Must have authority to bind the organization

3.2 Account Security

• Credential Protection: Maintain confidentiality of login credentials
• Immediate Notification: Report unauthorized access immediately
• Account Activity: You are responsible for all activities under your account
• Authentication: We may require additional security measures

3.3 Professional Standards

Users must:

• Comply with all applicable laws and regulations
• Maintain professional licensing requirements
• Use Services only for legitimate business purposes
• Respect intellectual property and privacy rights
• Report violations or improper use

3.4 Prohibited Activities

You may not:

• Violate laws, regulations, or professional standards
• Provide unlicensed services outside your scope of practice
• Engage in fraudulent or deceptive practices
• Transmit false or misleading information
• Impersonate others or misrepresent affiliations
• Attempt unauthorized system access
• Distribute malware or harmful code
• Spam or send unsolicited communications
• Interfere with platform operations

4. Important Disclaimers

4.1 Educational Platform

OrangeBridge is an educational technology platform. All content and services are provided for informational and educational purposes only and do not constitute:

• Legal, financial, or investment advice
• Professional recommendations or endorsements
• Real estate, tax, or accounting advice
• Substitute for qualified professional consultation

4.2 No Professional Services

We are not licensed as:

• Attorneys or legal service providers
• Financial advisors or investment professionals
• Real estate brokers or agents
• Certified public accountants

4.3 No Guarantee of Results

We make no warranties regarding:

• Accuracy or completeness of content
• Specific results or outcomes
• Platform availability or performance
• Third-party content or services

4.4 Third-Party Content

Our platform may include third-party content, data, or services. We do not endorse or assume responsibility for such content. Use at your own risk.

5. Intellectual Property

5.1 OrangeBridge Ownership

All platform content, including software, algorithms, designs, text, graphics, logos, and trademarks, is owned by OrangeBridge or its licensors and protected by intellectual property laws.

5.2 Limited License

Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal and professional purposes only.

This license does NOT include rights to:

• Resell, redistribute, or commercialize Services
• Modify, adapt, or create derivative works
• Reverse engineer or decompile software
• Remove proprietary notices
• Use for unauthorized purposes

5.3 User-Generated Content

• Ownership: You retain ownership of content you submit
• License Grant: You grant us a worldwide, royalty-free license to use your content in connection with our Services
• Warranties: You warrant that you own necessary rights and your content complies with these Terms
• Indemnification: You indemnify us against claims arising from your content

5.4 Copyright Protection

We respect intellectual property rights. To report copyright infringement, contact our designated agent with required information under the Digital Millennium Copyright Act.

6. Privacy and Data Protection

Your privacy is governed by our Privacy Policy, incorporated by reference. By using our Services, you consent to our data practices as described therein.

Key Privacy Commitments:

• Implement reasonable security measures
• Use aggregate/anonymized data for business purposes
• Protect confidentiality of personal information
• Comply with applicable privacy laws

7. Payment and Billing

7.1 Fees and Payment

• All fees are in U.S. dollars and generally non-refundable
• You authorize charges to your designated payment method
• You're responsible for all taxes and governmental charges
• We may change fees with notice

7.2 Subscriptions

• Subscription fees billed in advance on recurring basis
• Automatic renewal unless cancelled
• Cancel anytime through account settings
• No refunds for partial periods

7.3 Refund Policy

• Sales are generally final
• Limited refunds at our discretion for technical issues
• Refund requests must be submitted within 30 days
• Evaluated case-by-case basis

8. Disclaimers and Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

8.1 "AS IS" Basis

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

8.2 Disclaimed Warranties

WE DISCLAIM ALL WARRANTIES INCLUDING:

• Merchantability and fitness for particular purpose
• Non-infringement and title
• Uninterrupted or error-free operation
• Accuracy or reliability of results
• Meeting your requirements or expectations

8.3 No Control Over Data Transfer

We do not control internet communications and are not responsible for delays, failures, or problems inherent in internet use.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

9.1 Excluded Damages

WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING:

• Loss of profits, goodwill, use, or data
• Business interruption or lost opportunities
• Damages arising from third-party content
• Any other intangible losses

9.2 Damage Cap

OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF:

• $100; OR
• Total amounts paid by you in the 12 months preceding the claim

9.3 Risk Allocation

These limitations reflect the risk allocation in these Terms and our pricing structure.

10. Indemnification

You agree to defend, indemnify, and hold harmless OrangeBridge from claims arising from:

• Your use of the Services
• Violation of these Terms or applicable laws
• Violation of third-party rights
• Your User Content
• Your professional activities
• Negligent acts or willful misconduct
• Misrepresentation of qualifications

11. Term and Termination

11.1 Term

These Terms remain in effect while you use our Services.

11.2 Termination Rights

• By You: Discontinue use and close account anytime
• By Us: Terminate or suspend access for any reason with or without notice
• Effect: Termination ends your right to access Services

11.3 Survival

Provisions regarding intellectual property, disclaimers, limitations of liability, and indemnification survive termination.

12. General Provisions

12.1 Governing Law

These Terms are governed by Arizona law without regard to conflict of law principles.

12.2 Dispute Resolution

Any disputes shall be resolved in Arizona state or federal courts. You consent to personal jurisdiction and venue.

12.3 Severability

If any provision is unenforceable, it will be modified to accomplish its objectives to the greatest extent possible, and remaining provisions continue in effect.

12.4 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and OrangeBridge.

12.5 No Waiver

Our failure to enforce any provision does not constitute a waiver of our rights.

12.6 Assignment

We may assign these Terms. You may not assign without our written consent.

Contact Information

For questions about these Terms, contact us at: