Convert Home Equity Into Bitcoin
COMING Q2 2024
Orange Bridge’s exclusive “Co-Invest” offering allows homeowners to simply and seamlessly convert a portion of their home equity into bitcoin.
Introducing Co-Invest
Unlocking Home Equity for Bitcoin Investment
A large portion of American’s net worth is tied up in their home equity. This equity sits dormant until they sell their home or take out some type of leveraged debt against the property in the form of a cash-out refinance, 2nd mortgage loan, or HELOC. Rather than having home equity remain latent and over-allocated, Orange Bridge has developed a way for home owners to unlock a prudent portion of their home equity and convert it into bitcoin, without taking on an additional monthly debt servicing payment.
The first-of-a-kind “Co-Invest” product was born from the desire of homeowners looking to increase their investment return and diversification through the use of their home equity. Orange Bridge has created a revolutionary product that enables homeowners to add bitcoin to their holdings using the power of “Home Equity Share”, one of the fastest growing methods to utilize home equity for wealth diversification.
Simply put, the homeowner uses proceeds from an Investor’s co-investment to buy bitcoin. With Orange Bridge’s proprietary opt-in buyback feature, homeowners can repurchase the home equity by using the sale proceeds of their bitcoin. At the end of the term, the homeowner may retain ALL of their home equity and a significant majority of the initial investment in bitcoin, thus being in a substantially better position versus the traditional method of latent home equity simply appreciating over time.
Unlock your home equity potential with Orange Bridge's Co-Invest product. Diversify with bitcoin!
Learn more about diversifying latent home equity into bitcoin!
FAQ Overview for Orange Bridge Co-Invest
What is Orange Bridge Co-Invest?
Orange Bridge Co-Invest is a revolutionary product offering that allows homeowners to unlock a prudent portion of their home equity and seamlessly convert it into bitcoin, without incurring monthly payments, additional debt, or affecting their credit score.
Who is Orange Bridge?
Orange Bridge is a nexus between the established realms of real estate, finance, and the innovative world of Bitcoin. Drawing from a collective 75 years of Real Estate and Residential Lending experience, our ambition is straightforward: to lead the fusion of traditional real estate with the emerging Bitcoin domain. As these sectors converge, Orange Bridge is dedicated to arming professionals, homeowners, and enterprises with the insights and resources to leverage the promise of this revolutionary technology.
How can I establish a bitcoin position quickly with Co-Invest?
Orange Bridge Co-Invest offers a streamlined process to quickly diversify home equity into a bitcoin investment, avoiding unnecessary costs, and potential price appreciation delays associated with traditional loan options.
How does Co-Invest differ from a mortgage?
A mortgage is debt; Orange Bridge Co-Invest is an equity investment. With a mortgage, you have to pay the money back in monthly installments out of pocket.
With Co-Invest, there are no monthly payments, and either the proceeds from the sale or refinancing of the home, or the proceeds from the sale of the bitcoin (or cash) can serve as the source of repayment.
How does Co-Invest differ from traditional home equity loans or HELOCs?
Unlike traditional loans or HELOCs, the ‘Co-Invest’ product is equity-based, not debt-based. Homeowners use proceeds from an investor’s co-investment to buy bitcoin without any debt servicing requirements or impact to their credit profile.
What makes Co-Invest unique compared to other Home Equity Share (HES) providers?
Orange Bridge provides homeowners the opportunity to have their equity reconveyed entirely back to them, an option not available with other HES providers.
How Orange Bridge Co-Invest determines your eligibility?
No income or employment verifications are required!
Your home equity position is the driving factor for eligibility. Orange Bridge seeks to partner with responsible homeowners, to diversify a prudent portion of their home equity into a bitcoin position. Standard appraisal is utilized to confirm equity position.
What are the terms associated with Co-Invest?
The term is a 6-year agreement with the ability to extend annually for up to 4 additional years, max 10 year agreement.
What happens at the end of the Co-Invest term?
At the end of the term, clients can buy back their initial equity share using home sale proceeds, refinance proceeds, or bitcoin sales proceeds. They retain all of their home equity and a significant majority of their initial bitcoin investment.
Is there an option for homeowners to repurchase the home equity?
Yes, with Orange Bridge’s proprietary opt-in buyback feature, homeowners can repurchase all of their home equity using the sale proceeds of their bitcoin.
How does the Co-Invest structure benefit the homeowner?
The dual-equity structure provides a diversified strategy that limits downside risk associated with having only one asset determining the performance.
How does Co-Invest contribute to long-term portfolio growth for homeowners?
It offers a streamlined process to convert home equity into a bitcoin investment, providing homeowners with a diversified strategy for long-term portfolio growth and the opportunity to have their equity reconveyed entirely back to them.
Why focus solely on bitcoin?
The SEC regulates bitcoin as a commodity due to its decentralized nature, while other cryptocurrencies might be deemed unregulated securities. Bitcoin has the potential to revolutionize the real estate industry in ways other cryptocurrencies can’t.
What if I'm skeptical about bitcoin's value or haven't owned any?
Bitcoin, like any currency, has value based on durability, portability, divisibility, fungibility, scarcity, and acceptability. We believe bitcoin surpasses other forms of money in these characteristics.
Why is early adoption of bitcoin crucial for homeowners?
Bitcoin is set to redefine the real estate industry. Early awareness and adoption ensures you’re ahead of the curve, to utilize game-changing diversification products like Co-Invest.